Fast, flexible funding for your business growth without the traditional lending hurdles. Get the capital you need when you need it most with our seamless merchant cash advance
solution.
A Merchant Cash Advance is a flexible alternative financing product designed specifically for US businesses seeking quick capital without the constraints of traditional loans. Unlike conventional bank financing, an MCA provides a lump-sum cash advance based on your anticipated future card sales. The repayment structure is what makes MCAs uniquely beneficial – instead of fixed monthly payments, you repay through a re-determined percentage of your daily debit and credit card receipts. This means payments automatically adjust based on your business performance.
With Stretch Solutions‘ streamlined online application process, you can secure funding quickly without the paperwork and delays associated with traditional bank loans, allowing you to address immediate business
opportunities or challenges.
From family-owned retail shops to growing service providers, businesses across various industries throughout the United States can qualify for our merchant cash advance program. If your company generates consistent revenue, you're already on the path to approval.
Companies with reliable credit and debit card
sales are ideal candidates. Whether you operate a restaurant, salon, auto repair shop, or ecommerce store, if a significant portion of your revenue comes through card payments, you're perfectly positioned for an MCA.
Businesses experiencing rapid growth, seasonal
working capital shortages, or temporary cash flow gaps can benefit tremendously from our flexible funding. Unlike traditional loans, we don't require significant physical collateral to secure your advance.
Use your funds for virtually any business purpose - from covering urgent working capital needs and inventory purchases to financing expansion projects, meeting payroll obligations, placing supplier deposits, or acquiring essential equipment.
Unlike equity financing, an MCA provides the capital you need without diluting your ownership or adding long-term debt to your balance sheet. Maintain complete control of your business while accessing the funds required for growth.
Enjoy the peace of mind that comes with a payment structure that scales with your daily sales. During slower periods, your payments automatically adjust downward, providing breathing room when you need it most.
Our team is available to assist with any questions about documentation requirements and can provide guidance throughout the application process.
Our technology-driven process eliminates paperwork bottlenecks and administrative delays. The entire funding cycle from application to cash in your account is designed for maximum efficiency, allowing you to focus on running your business rather than chasing financing.
Pre-Approval Time – 5 Mins
Approval Time – 24 Hours
Funding in 2 Business Days
As an industry leader in revenue-based bridge financing for US companies, we've helped thousands of businesses across various sectors access the capital they need to thrive and grow.
Our covenant-lite funding approach features transparent terms without the restrictive conditions typical of traditional lenders. We've eliminated unnecessary complexity to deliver a straightforward financing experience.
We specialize in working with businesses that lack traditional collateral or have been turned down by conventional banks. Even companies with existing lending facilities can often qualify for our complementary financing solutions.
Each client receives dedicated support from our team of financing experts who understand the unique challenges and opportunities facing your business. We're partners in your success, not just a funding source.
Take the first step toward securing the flexible capital your business needs to thrive.