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Line of Credit

Access flexible, non-dilutive capital to fuel your business growth without the constraints of traditional lending. 
Stretch Solutions offers innovative Lines of Credit designed specifically for U.S. businesses facing working capital challenges.
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What Is LOC Financing?

Line of Credit (LOC) financing from Stretch Solutions represents a modern alternative to traditional business funding in the United States. Unlike conventional bank loans, our LOC financing provides flexible capital access based on your future revenue potential rather than historical performance alone.

This innovative funding solution features a non-dilutive structure, meaning you maintain complete ownership of your business while accessing the capital you need. Our covenant-lite approach removes many of the restrictive terms typically found in traditional financing agreements.

Flexible Structure

Draw funds as needed with payments that adjust to your business cash flow cycles

Non-Dilutive

Maintain 100% ownership of your business while accessing growth capital

SMB Focused

Specifically designed for small and medium businesses facing working capital challenges

Flexible Structure

Who Can Apply for LOC?

We offer accessible Line of Credit financing to a broad range of businesses operating throughout the United States.

Business Location

All applicants must be US based businesses with operations primarily within the United States.

Industry Flexibility
We welcome applications from all industries, including both startups with growth potential and established businesses with proven track records.
Financial Requirements

Your business must operate with a dedicated business checking account and demonstrate consistent monthly deposits of at least $20,000.

Clean Financial Standing

Qualified applicants have no open bankruptcies, maintain accurate financial records, and have established payment plans for any existing tax liens.

Our inclusive approach means businesses often overlooked by traditional lenders can find financial support through our innovative LOC solutions.

Purpose and Key Benefits of LOC Financing

Working Capital

Cover immediate operational needs and smooth cash flow gaps during seasonal fluctuations or growth phases

Growth Funding

Invest in inventory expansion, secure supplier deposits, purchase equipment, or fund strategic business expansion

Bridge Financing

Create a financial bridge to larger financing rounds or upcoming liquidity events without sacrificing momentum

Strategic Advantages
  • Maintain complete ownership without equity dilution
  • Preserve existing senior lending relationships
  • Rapid access to capital when opportunities arise
  • Flexible payment structures aligned with revenue cycles
  • Scalable solutions that grow with your business
Stretch Solutions LOC financing empowers businesses to seize growth opportunities while maintaining financial autonomy and operational flexibility. Our financing adapts to your business needs rather than forcing your business to adapt to rigid lending structures.

Required Documents to Apply

The application process for Stretch Solutions LOC financing is straightforward and requires minimal documentation compared to traditional lending options. We’ve streamlined our requirements to make accessing capital as efficient as possible.

Complete our straightforward business application form with basic company information, financing needs, and business operations details.

Provide 12 months of recent business checking account statements to demonstrate
consistent cash flow and transaction history.

Our team is available to assist with any questions about documentation requirements and can provide guidance throughout the application process.

Approval Time Frame

Stretch Solutions understands that timing is critical when it comes to business financing. Our streamlined approval process is designed to provide rapid access to capital when you need it most, without the lengthy delays typical of traditional financing. Our dedicated team works efficiently to process applications and complete due diligence, ensuring you receive a quick decision while still maintaining thorough assessment standards. We’ve eliminated unnecessary bureaucracy to create one of the fastest approval processes in the alternative financing industry.
Initial Application
Submit your completed application with required documents
1
Preliminary Review
Receive offer within 24 hours of submitting documents
2
Due Diligence
Underwriting process of business
3
Final Approval
Receive funding within 1-2 days of approval
4
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Schedule Consultation